Corporate Profile

Suffolk Bancorp (NASDAQ: SUBK) is a one-bank holding company that provides commercial banking and financial services though Suffolk County National Bank ("SCNB"), its wholly owned subsidiary. Founded in 1890, SCNB is headquartered in Riverhead, NY and serves the Long Island market, incorporating Long Island's East End, western Suffolk, and Nassau counties as well as New York City and the Boroughs. SCNB is a nationally chartered commercial bank offering a full range of products and services including deposit accounts, commercial and consumer lending, residential mortgages, cash management, health insurance programs for businesses, and investment and wealth management services.

Suffolk County National Bank serves the needs of businesses and consumers on Long Island with the highest levels of service in the banking industry. The Bank's market niche includes small and middle market businesses as well as retail clients ancillary to these commercial relationships. The Bank maintains its emphasis on attracting and retaining commercial clients and delivers the financial services required for their businesses to be successful, including commercial loans structured and transacted professionally and efficiently. SCNB provides these services through its network of branches, commercial loan offices, a wealth management services office, and online channels. In 2013, SCNB opened its Garden City commercial loan office and branch, an important step in expanding the Bank's presence in western Suffolk and Nassau Counties, New York City and the Boroughs.

With assets of $1.7 billion and equity capital in excess of $150 million, Suffolk County National Bank is one of the largest community banks headquartered on Long Island. SCNB has a long history of commitment to businesses and consumers, and financial support and service to the municipalities and not-for-profits that serve the region. SCNB is regarded as a corporate leader and is known, along with its employees, for its culture of active community involvement.