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Checking OptionsSCNB FreeSCNB NOWMoney Market
No Minimum Balance RequirementYes$3,000
$2,500
No Per Check ChargesYesYesLimit of six preauthorized transfers *
Unlimited Check WritingYesYes 
Earns Interest YesYes
*Per item fee assessed for each transfer over six  $12.00

Free Online Banking

YesYes

Yes

Free Online Bill Pay

Yes

Yes

 
Free Visa® Debit CardYesYes 
Free Direct DepositYesYesYes 
Discounted Rates on Many Loans with Automatic Payment from Your SCNB accountYesYesYes
No Monthly FeesYes$15.00 fee waived with $3,000 minimum balance
$15.00 fee waived with $2,500 minimum balance


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