Cash Management Other Services

Check Image CDs
Visa® Business Credit Cards
Business Debit Card
Domestic and International Wire Transfer Services
Controlled Disbursements
Lockbox
Positive Pay
ACH Solutions
Zero Balance Accounts
Payroll Direct Deposit
Vendor Express
Express Info Line

 

Check Image CDs

  • Compact storage of cancelled checks
  • View images of both the front and the back of cancelled checks
  • Produce needed paper copies of checks using your office printer
  • CD is mailed to you each month with checking account statement

Visa® Business Credit Cards

 

Business Edition® Card

The Business Edition® Card is a great way to track business expenses and monitor spending while receiving enhanced benefits for travel.  Plus receive detailed monthly reports, which will allow you to track all business expenses associated with that card.  Additionally, the Maximum Rewards® for Business allows you to earn and enjoy exceptional rewards.    

  • Save with low rates and no annual fee
  • Improve cash flow with a revolving line of credit and a 2% minimum payment
  • Easily track business expenses - separate your personal and business spending
  • Enhanced travel benefits - luggage insurance, travel accident insurance and much more
  • Maximum Rewards®  for Business option allows you to earn and enjoy exceptional rewards
    • Points may be aggregated at the company or individual cardholder level
    • For every qualifying $1, earn 1 point - no limit to earning points
    • Redeem points starting at just 2,750 points on anything from travel, merchandise, gift certificates or account credit 
  • Online access to your account to monitor transactions and make payments
  • For further information about rates, fees, other costs and benefits, or to apply, just visit your local branch of SCNB to request an application and to review the disclosures that accompany the application


Commercial Edition®Card

The Commercial Edition® Card is more than a travel card - it's an expense management system that helps you control spending and save time and administrative costs.  Monitor expenses with flexible controls and easy-to-use account management tools while taking advantage of float to improve cash flow.

  • Robust and flexible spending controls
  • Comprehensive travel insurance coverage and benefits such as travel emergency assistance
  • Leverage product features to meet your business needs - central billing, declining balance accounts and one-time use cards
  • Maximum Rewards® for Business option allows you to earn and enjoy exceptional rewards
    • Points may be aggregated at the company or individual cardholder level
    • For every qualifying $1, earn 1 point - no limit to earning points
    • Redeem points starting at just 2,750 points on anything from travel, merchandise, gift certificates or account credit
  • Online access to your account to monitor transactions and make payments
  • For further information about rates, fees, other costs and benefits, or to apply, just visit your local branch of SCNB to request an application and to review the disclosures that accompany the application 

 
Purchasing Edition® Card

The Purchasing Edition® Card is a comprehensive set of financial tools to help your company succeed.  The traditional procure-to-pay system consists of multiple procurement processes from purchase orders to corporate accounts with numerous merchants. With our Purchasing Edition® Card program, you will be able to increase spending visibility, reduce operating costs, create money-saving efficiencies, and improve cash flow.

  • Automated processes increase savings and efficiencies
  • Set controls to block specific Merchant Category Codes helping to control spending limits and where cardholders make purchases
  • Eliminate use of checks and petty cash
  • Streamline payments for routine purchases
  • Online access to your account to monitor transactions and make payments
  • For further information about rates, fees, other costs and benefits, or to apply, just visit your local branch of SCNB to request an application and to review the disclosures that accompany the application

©2011 Credit card programs are issued and administered by First Bankcard, a division of First National Bank of Omaha. Business Edition®, Commercial Edition®, Purchasing Edition® and Maximum Rewards® for Business are federally registered trademarks owned by First Bankcard, a division of First National Bank of Omaha.

 

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Business Debit Card

  • ATM access
  • Visa purchasing power
  • ATM withdrawals and purchases recorded on your monthly statement

Domestic and International Wire Transfer Services

  • Fast
  • Convenient
  • Secure

 Controlled Disbursements

  • Facilitate cash position forecasting

Lockbox

  • Wholesale, retail, and property management solutions
  • Minimize mail float
  • Accelerate funds availability
  • Reduce administrative efforts
  • Option to process payments through credit card transactions

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Positive Pay

  • Comprehensive fraud protection on your business checking account
  • Checks presented for payment against your account are compared to an electronic file your company provides to us for a pay/no-pay decision
  • Checks that do not match your “check issued” file are given back to the payee with instructions to contact you for appropriate action (called “refer to maker”)

ACH Solutions

  • Electronic processing
  • Reduce costs associated with manual check writing
  • Direct deposit of your employee payroll
  • Recurring bill payments
  • Federal and state tax payments

Zero Balance Accounts

  • Eliminate excess balances in separate accounts
  • Maintain greater control and maximize investment opportunities
  • Just-in-time funding with automatic transfers to cover checks presented

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Payroll Direct Deposit

  • Fast & efficient
  • Employees have immediate access to cash
  • Reduce manual check writing
  • Reduce check-cashing time for employees

Vendor Express

  • U.S. Government Vendors
  • Detailed fax of all government ACH (Automated Clearing House) credits

Express Info Line

  • Obtain information on your SCNB accounts
  • Just call 800.286.SCNB (800.286.7262) from any phone to access the information you need
  • To get started, please visit any one of our branch locations.

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