Cash Management Other Services

Check Image CDs
Business Credit Cards
Business Debit Card
Domestic and International Wire Transfer Services
Controlled Disbursements
Lockbox
Positive Pay
ACH Solutions
Zero Balance Accounts
Payroll Direct Deposit
Vendor Express
Express Info Line

 

Check Image CDs

  • Compact storage of cancelled checks
  • View images of both the front and the back of cancelled checks
  • Produce needed paper copies of checks using your office printer
  • CD is mailed to you each month with checking account statement

Business Credit Cards

Carry a credit card designed for YOUR business.

We offer a variety of business credit cards to meet your needs.  Separate your business and personal expenses while you enjoy:

  • Free 24/7 online access for managing your account.  Your Authorized Company Representative can view transaction activity and history, pay your bill, set up your alerts and more
  • Free management reports to help you track expenses, monitor your spendings, spot tax deductions, prepare your tax filings and forecast expenses more easily
  • Cash flow management with the flexibility to cover the cost of supplies, equipment, travel and more

Learn More or Apply Now to enjoy this wide range of benefits.

 

VOX® Business Card

VOX is designed for the unique needs of your business.** It gives you cash flow flexibility with your choice of minimum payment options and a high value credit line to meet your business needs - all with a single card you can use for both Travel and Entertainment and Purchasing functions.  Pay in full or revolve at a low rate to maximize cash flow. VOX features our Maximum Rewards for Business rewards program which allows you to earn 1 point for every $1 you spend on qualifying transactions.^ Use points for travel, merchandise or even cash back in the form of a statement credit.  Points will expire on or after the third anniversary of when they were awarded. Click here for more information.

 

**The First Bankcard® Visa® Credit Cards are Powered by Paymentflex Technologies, LLC. First Bankcard, a division of First National Bank of Omaha, is an authorized user of Paymentflex US Patents #5,933,817 and #6,836,764, and the Paymentflex® registered trademark pursuant to license from Paymentflex Technologies, LLC. First Bankcard, a division of First National Bank of Omaha, is the card issuer/creditor of the credit card program described in this offer.
^See the Rewards Terms and Conditions in the Summary of Credit Terms for details.

Cards are issued by First Bankcard, a division of First National Bank of Omaha, pursuant to a license from VISA U.S.A., Inc. VISA is a registered trademark of Visa International Service Association and used under license. VOX® and Maximum Rewards® for Business are federally registered service marks owned by First Bankcard, a division of First National Bank of Omaha.

 

Commercial Edition® and Purchasing Edition® Cards for Large Businesses


Commercial Edition® Visa® Card

The Commercial Edition Visa Card facilitates your travel, entertainment and purchasing spending while maintaining policy controls.  Maximize cash flow and gain better insight into your spending with advanced reporting tools.  The card also allows your company to minimize risk with multiple payment and statement options, and the ability to establish individual credit limits. Click here to request additional information.

Purchasing Edition® Visa® Card

The Purchasing Edition Visa card allows you to receive goods faster, negotiate discounts with suppliers and easily manage company billing accounts. Optimize your cash flow, reduce purchasing costs and gain better insight into your spending with advanced reporting tools. To request additional information, click here.

 

Once you are a card holder, you'll have online account access providing the quickest and easiest way to:

  • View employee card transaction history
  • Make payments
  • Request additional cards
  • Set up alerts
  • View statements
  • And much more

Simply access your account by clicking on the link below.

Access Your Account

 

Credit card programs are issued and administered by First Bankcard® , a division of First National Bank of Omaha pursuant to a license from Visa U.S.A. Inc. Co. Commercial Edition and Purchasing Edition are federally registered service marks owned by First Bankcard, a division of First National Bank of Omaha.

 

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Business Debit Card

  • ATM access
  • Visa purchasing power
  • ATM withdrawals and purchases recorded on your monthly statement

Domestic and International Wire Transfer Services

  • Fast
  • Convenient
  • Secure

 Controlled Disbursements

  • Manage cash balances and project your company's daily financial position with early access to incoming items

Lockbox

  • Wholesale, retail, and property management solutions
  • Minimize mail float
  • Accelerate funds availability
  • Reduce administrative efforts
  • Option to process payments through credit card transactions

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Positive Pay

  • Comprehensive fraud protection on your business checking account
  • Checks presented for payment against your account are compared to an electronic file your company provides to us for a pay/no-pay decision
  • Checks that do not match your “check issued” file are given back to the payee with instructions to contact you for appropriate action (called “refer to maker”)

ACH Solutions

  • Electronic processing
  • Reduce costs associated with manual check writing
  • Direct deposit of your employee payroll
  • Recurring bill payments
  • Federal and state tax payments

Zero Balance Accounts

  • Keeps your money working harder for your business
  • Eliminate excess balances in separate accounts
  • Maintain greater control and improve cash flow opportunities

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Payroll Direct Deposit

  • Fast & efficient
  • Employees have immediate access to cash
  • Reduce manual check writing
  • Reduce check-cashing time for employees

Vendor Express

  • Speed up access to receivables from U.S. Government Vendors
  • Detailed fax of all government ACH (Automated Clearing House) credits

Express Info Line

  • Obtain information on your SCNB accounts
  • Just call 800.286.SCNB (800.286.7262) from any phone to access the information you need
  • To get started, please visit any one of our branch locations.

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