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Home Page Investor Relations Recent News Locations / Hours Business Services Personal Services Trust / Asset Management Insurance Services Investment Services Electronic Banking Customer Alerts Calculators Community Involvement Job Opportunities Privacy Identification Program Disclosure Contact Us |
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Loans, Mortgages & Credit ProductsAll loans, mortgages and credit products are subject to credit approval. We all have different lending needs, and Suffolk County National Bank offers a variety of lending products to meet those needs. Maybe it’s time to buy a new car or new home; finance your daughter’s wedding or son’s education or establish a new business, start out by checking us out for the loan that meets your goals. Consumer Loans We make applying for a loan at SCNB quick and easy… and we’ll have an answer back to you within minutes. Choose the loan that best meets your needs and just apply online using our secure loan application. And there’s no prepayment penalty if you decide to pay the balance early. Not sure if you qualify...Our One Minute LoanAbility Test can help you determine if you’re in a good borrowing position. Click on personal calculators to find out what your monthly payment might be or how long it will take to pay off your loan. Current Interest Rates and Offerings Need more information? Just call us at 631-208-2222 or email us at info@scnb.com. Approved borrowers can schedule closings at any SCNB branch office. Manufactured [Mobile] Home Loans Whether you're starting out with your first home or scaling down now that the kids are gone, a manufactured home may be the perfect "home sweet home" for you. Manufactured home must be in an approved mobile home park. Loan is subject to appraisal.
Current Interest Rates and Offerings Approved borrowers can schedule closings at any SCNB branch office. Need more information on our Manufactured Home Loans? Just call us at A new home…it’s the American dream. Make your dream come true with the right mortgage from the right bank… SCNB. Whether you’re looking for a new mortgage or to refinance, we offer the right mix of personalized service, competitive rates and products. Try our Home BuyAbilty Test and mortgage calculators to help take some of the guesswork out of the financing process. Property location must be located on Long Island, New York.
Current Mortgage/Home Equity Rates and Offerings Home Equity Line of Credit (HELOC)
For more information and current rates on our HELOC, please contact us at
ADVANCHECK – Overdraft Line of Credit Get the peace of mind you want with an overdraft line of credit on your SCNB personal checking or NOW account. With ADVANCHECK, you have the advantage of writing checks up to your credit limit. You only apply once and pay nothing until you use your credit line. As soon as you repay any part of the line, that money is available for you to use again. For further information, call us at 631-208-2222 for details or email us at info@scnb.com Current Interest Rates and Offerings Suffolk County National Bank Platinum Plus® MasterCard® Credit Card Satisfy your purchasing needs with the Suffolk County National Bank Platinum Plus® MasterCard® Credit Card with WorldPoints® rewards through FIA Card Services, N.A. You’ll enjoy exclusive privileges including, no annual fee, absolute fraud protection, online access and much more. Take advantage of WorldPoints® rewards - a flexible and unique rewards program that puts you first. Select from cash rewards, travel, merchandise or personal services that are yours for the picking. Apply online or contact your local branch for details. *If your Home Equity Loan or Line of Credit is terminated for any reason within three years of inception, you will have to repay us for third party fees and/or closing costs we incurred. Actual costs will be determined at time of closing. On a typical Home Equity Loan of $25,000 the fees required to open the loan are $447.50. On a typical HELOC of $125,000 the fees required to open the line are $2,480.61. There is an annual maintenance fee of $50.00 on the HELOC; principal and interest payments are required in the 15-year repayment period following the ten-year interest only period. SCNB HELOC is a variable rate product based on the highest Prime Rate as published in the Wall Street Journal. As of July 2, 2007, the Prime Rate was 8.25%.
SCNB Organized 1890 SUBK |
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Member FDIC